facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck Play Pause
Tess Rowland, CPA/PFS, CFP®, CDFA® Photo
Read Bio

Tess Rowland, CPA/PFS, CFP®, CDFA®

Financial Advisor


Connect on linkedin:


Tess Rowland brings a wealth of financial planning and investment advice to her clients at T Rowland Financial Services. Tess has worked with a wide variety of clients, ranging from company-sponsored retirement plans to high net worth individuals and families. However, her life goal is to share her financial insight to help individuals achieve financial security. To do so, she provides financial advice on a fee-only basis.

A Partner with Proven Expertise

Prior to starting her advisory practice, Tess was a wealth advisor for over a decade with a fee-only wealth management firm.  Her previous experience also included working as a CPA for a local accounting business and her client engagements included audits, income tax preparation for individuals, and small business clients.  

Tess has served as a member on several local Board of Directors and has had the opportunity to speak locally and nationally on personal finance matters and financial literacy.

Tess is a member of the American Institute of Certified Public Accountants (AICPA), the National Association of Personal Financial Advisors (NAPFA), the Garrett Planning Network, Garrett Investment Advisors, and a member of the Institute for Divorce Financial Analysts.  Visit the affiliations page for more information.

Rigorous Training and Education

A lifelong learner, Tess started her career as a Registered Nurse and specialized in critical care.  From there, she obtained her bachelor’s degree from the University of Iowa and continued her adult education experience at Olivet Nazarene University in Bourbonnais, Illinois.  She became a Certified Public Accountant (CPA) in 2005, a Personal Financial Specialist (PFS) in 2007, a Certified Financial Planner (CFP®) certificate in 2012, a Certified Divorce Financial Analyst designee (CDFA ®) in 2019, and in 2020 became a registered Dave Ramsey Master Financial Coach.

About Tess

Tess is married. Together, she and her husband have three adult children, a son-in-law, and a granddaughter. Tess enjoys spending time with her family and friends. She enjoys golf, yoga, gardening, and hiking. 

T Rowland Financial Services

Are you looking to safeguard the path to your financial future with insight and expertise? T Rowland Financial Services is a Fee-Only financial planning and investment advisory firm with office locations in Bourbonnais, Illinois, Chicago, Illinois, and Lac du Flambeau, Wisconsin.